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The Peoples Bank

Tips for Summer Spending and Saving

A piggy bank with sunglasses on a beach.

Summer for our kids means graduation, summer jobs or just taking it easy. But for parents with kids headed to college this fall, summer may be more stressful than ever. There are also those families who need financial assistance to better afford a family fun vacation. No worries! Whether you’ve been saving for years or want to spend smart this summer, your neighbors at The Peoples Bank have some tips for you!

Create a Summer Budget

First things first: budgeting is key! Start by outlining your financial goals for the summer. Whether you’re saving up for college or want to have extra cash for the next school year, a clear budget established before the season will guide the decisions you make and help you stay on track! Of course, if you ever need help with financial planning, our Asset Management & Trust Department is more than happy to assist.

Take Advantage of Cost-Lowering Measures

Savings are out there if you’re willing to find them, so lighten the burden on your wallet this summer where you can. Instead of spending money on bottled water, consider purchasing a water filter to reduce costs and maintain affordability. Seek out summer deals and free public events like outdoor concerts or movies in the park. Try packing your own lunches when going out on trips, visit local farmers’ markets for some seasonal eats at comparably lower prices, and take advantage of the warm weather by biking where you can! If you really want to get thrifty, enroll in The Peoples Bank’s Cents Up program where every purchase you make gets rounded up and the extra gets put into savings.

Save with The Peoples Bank

Whatever you do this summer, saving should always be the goal, and no one will help you save more money than The Peoples Bank! We offer a variety of Savings accounts to help build up your financial dreams with a full staff of trusted experts to assist you in achieving your personal monetary goals. So, don’t wait, reach out today!

While temperatures and costs may be rising this summer, smarter saving and spending are always attainable. By following these tips and staying mindful of your spending habits, you can enjoy a fun and fulfilling summer while staying within budget!

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