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The Peoples Bank

Personal Checking Accounts

We offer a variety of checking accounts designed to fit YOU


Teen Green Account

Tailored for teenagers age 13 to 17 1, this checking account is perfect to help your teen learn money management.

  • $5 minimum deposit to open  
  • No minimum balance required
  • Debit Card available (Issued to teen only)
  • $100 ATM withdrawal daily limit
  • $400 point-of-sale daily limit
  • Overdraft protection not available
 

Freedom Green Checking 

 

Specifically designed for customers age 18 to 24 2, this checking account is great for young adults just starting out.  

  • $5 minimum deposit to open 
  • No minimum balance required
  • Debit Card available
  • No fees for foreign ATM withdrawals 3
  • Overdraft protection not available

 

Peoples Checking 

 

Our most popular checking account!

  • No minimum deposit to open
  • No minimum balance required 
  • No monthly service charge
  • Debit card available
  • Unlimited check writing 
  • Check images available online
  • $100 Peoples Check Protection limit 4 (Insufficient Funds / Overdraft Fees apply 5)  

 

Pay Mint Account

 
  • No minimum deposit to open
  • No minimum balance required
  • No monthly service charge
  • Direct deposit required
  • ATM use only with unlimited number of ATM transactions (subject to ATM service fees at foreign terminals) 3
  • $100 Peoples Check Protection limit 4 (Insufficient Funds / Overdraft Fees apply 5)  
 
 

Fresh Start Account

 
  • No minimum deposit to open
  • Debit card available
  • Monthly service charge of $10
  • Direct deposit required
  • Unlimited check writing
  • Overdraft protection not available
 

Peoples Preferred Account

 

Peoples Preferred Checking is exactly that - what people prefer!  Have easy access to your account, earn interest, and get checks at no charge!     

  • $100 minimum deposit to open  
  • Minimum balance of $1,000 per statement cycle to earn interest
  • Monthly service charge of $7.50 per statement cycle if balance falls below $500
  • Debit card available
  • Unlimited check writing 
  • Standard preferred checks available at no charge
  • $400 Peoples Check Protection limit 4 (Insufficient Funds / Overdraft Fees apply 5)   

  

Now Account

 

Do you maintain a high balance, but still want easy access to your funds?  Then NOW is the time to sign up for a Now Account.      

  • $1,500 minimum deposit to open & earn interest
  • $10 fee per statement cycle if balance falls below $1,500
  • Debit card available
  • Unlimited check writing 
  • Check images available online
  • $1,000 Peoples Check Protection limit 4 (Insufficient Funds / Overdraft Fees apply 5)  

 

Cash Investment Account

 

Cash Investment Accounts are our version of Money Market Accounts and they're perfect for people looking for higher interest rates.        

  • $2,500 minimum deposit to open & earn interest
  • $10 fee per statement cycle if balance falls below $2,500
  • Balance of $25,000 or higher will earn current CIA Money Market interest rate
  • Limit six withdrawals per statement cycle, $10 fee for each additional withdrawal
  • Check images available online
  • $1,500 Peoples Check Protection limit 4 (Insufficient Funds / Overdraft Fees apply 5)   
Federal banking regulations restrict the number of withdrawals and transfers that can be made per month on Cash Investment Accounts.  Fees may apply.  Ask a Personal Banker or refer to the Truth in Savings Disclosure.  

Ready To Open An Account? 

 

Our Personal Bankers are happy to assist with account opening and all of your financial questions, so please give us a call or stop in at any of our Branch Locations.

Visit Convenience Banking to learn how these accounts can be easily accessed, at anytime, from your mobile device, desktop and more. 

To see what else we offer, visit Other Services and Fees.  

1 Parent/ Legal Guardian is legally responsible for the account.  Account converts to Freedom Green Checking at age 18 (other fees may apply).  When account is converted a new Truth in Savings Disclosure will be mailed. 

2 Account converts to Peoples Checking at age 25 (ATM & other fees may apply).  When account is converted to Peoples Checking, a new Truth in  Savings Disclosure will be mailed. 

3 Foreign ATMs refer to any ATM terminals not owned by The Peoples Bank.

4 Peoples Check Protection limits are effective 30-days after an account is opened. 

5 Insufficient Funds / Overdraft Fees are $35 per check and charged whether paid or returned.  These fees are imposed on insufficient funds created by check, in person withdrawals, ATM withdrawals or other electronic means as applicable.

 This is an abbreviated list of our accounts. Other restrictions may apply. Other benefits may be included. For more information, please contact us.