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The Peoples Bank

Business Checking Accounts

We're here to help you with all your business needs!


Commercial Checking

 
This checking account is great for your business.
 
  • Minimum deposit to open account is $200
  • Monthly service charge of $10 
  • $.14 per item paid
  • $.10 per deposited item
  • 0.25% Credit on average collected balance
 

NOW Account

 
Make business purchases while also earning interest!  
 
  • Minimum deposit to open account is $1,500
  • Minimum balance of $1,500 per statement cycle required to earn interest
  • Monthly service charge of $10 per statement cycle if balance falls below $1,500
  • Excessive item fee: $0.25 per item over 50 (includes debits, credits and deposited items)

 Corporations, partnerships and LLCs are prohibited from having NOW Accounts. 


Cash Investment Account

 
Cash Investment Accounts are our version of Money Market Accounts and they're perfect for people looking for higher interest rates.       
 
  • Minimum deposit to open account is $2,500 
  • Minimum balance of $2,500 per statement cycle required to earn interest
  • Monthly service charge of $10 per statement cycle if balance falls below $2,500
  • Balances of $25,000 or greater per statement cycle will earn current CIA Money Market interest rate
  • $1,500 Peoples check protection limit 1 (Insufficient Funds / Overdraft Fees apply 2)   
Federal banking regulations restrict Cash Investment Accounts to six (6) withdrawals/transfers per month.  $10 charge for excessive withdrawals/transfers.
 

Ready To Open An Account? 

 

Our Personal Bankers are happy to assist with account opening and all of your financial questions, so please give us a call or stop in at any of our Branch Locations.

Visit Convenience Banking to learn how these accounts can be easily accessed, at anytime, from your mobile device, desktop and more.  

To see what else we offer, visit Other Services and Fees.  

1 Peoples Check Protection limits are effective 30=days after an account is opened.  
2 Insufficient Funds / Overdraft Fees are $32 per check and charged whether paid or returned.  These fees are imposed on insufficient funds created by check, in person withdrawals, ATM withdrawals or other electronic means as applicable. 
 
This is an abbreviated list of our accounts. Other restrictions may apply. Other benefits may be included. For more information, please contact us.