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The Peoples Bank

Business Checking Accounts

We're here to help you with all your business needs!


Commercial Checking

 
This checking account is great for your business.
 
  • $200 minimum deposit to open
  • $12 monthly service charge
  • $0.15 per item paid
  • $0.12 per deposited item
  • 0.25% credit on average collected balance
  • Check images available online
  • $0.15 per deposit/ ACH credit fee
  • Negative balance; Prime + 3.00%
 

NOW Account

 
Make business purchases while also earning interest!  
 
  • $1,500 minimum deposit to open & earn interest
  • $10 fee per statement cycle if balance falls below $1,500
  • Check images available online
  • Excessive item fee: $0.25 per item over 50 (includes debits, credits and deposited items)

 Corporations, partnerships and LLCs are prohibited from having NOW Accounts. 


Cash Investment Account

 
Cash Investment Accounts are our version of Money Market Accounts and they're perfect for people looking for higher interest rates.       
 
  • $2,500 minimum deposit to open & earn interest
  • $10 fee per statement cycle if balance falls below $2,500
  • Balance of $25,000 or higher will earn current CIA Money Market interest rate
  • Limit six withdrawals per statement cycle, $10 fee for each additional withdrawal
  • Check images available online
Federal banking regulations restrict the number of withdrawals and transfers that can be made per month on Cash Investment Accounts.  Fees may apply.  Ask a Personal Banker or refer to the Truth in Savings Disclosure.  
 

Ready To Open An Account? 

 

Our Personal Bankers are happy to assist with account opening and all of your financial questions, so please give us a call or stop in at any of our Branch Locations.

Visit Convenience Banking to learn how these accounts can be easily accessed, at anytime, from your mobile device, desktop and more.  

To see what else we offer, visit Other Services and Fees.  

1 Peoples Check Protection limits are effective 30=days after an account is opened.  
2 Insufficient Funds / Overdraft Fees are $35 per check and charged whether paid or returned.  These fees are imposed on insufficient funds created by check, in person withdrawals, ATM withdrawals or other electronic means as applicable. 
 
This is an abbreviated list of our accounts. Other restrictions may apply. Other benefits may be included. For more information, please contact us.