Interest Bearing Accounts
- No minimum deposit to open account and no minimum balance to earn interest
- 24 free withdrawals per semi-annual statement cycle
- Service charge of $ 2.00 per withdrawal per semi-annual statement cycle after the 24th withdrawal
- Service charge of $ 2.00 per semi-annual statement cycle if balance falls below $ 50.00
- Federal banking regulations restrict savings accounts to six (6) withdrawals and transfers per month. $ 10.00 charge for excessive withdrawals or transfers. Ask an Account Service Representative if you have any questions.
* Early Account closing fees of $20.00 will be charged if account is closed within 6 months of opening date.
Christmas Club Savings
- There is no minimum deposit to open account and no minimum balance to earn interest
- No deposit limitations
- No withdrawals allowed; interest paid at maturity
- Disbursement at maturity is direct deposit into The Peoples Bank checking / savings account
Certificates of Deposit
Call The Peoples Choice 24-hour line to get information about current interest rates & Annual Percentage Yields at (228) 435-8217.